Quick payout on passing
Provides a tax-free lump sum that can go to your beneficiaries, helping with funeral costs or other expenses
Death Plan
Your family gets a cash payout if you pass away, easing money worries during tough times.
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Fast, tax-free cash payouts on passing
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Includes cover for terminal illness
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No health checks on signup
30-day cooling off
Cancel anytime
Extra plan options
Add your loved ones
You can add your partner and children to your Death Plan from £4.33 per month. Should you lose a loved one, you'll receive financial support.
Death Plan
Your family gets a cash payout if you pass away, easing money worries during tough times.
-
Fast, tax-free cash payouts on passing
-
Includes cover for terminal illness
-
No health checks on signup
30-day cooling-off
Cancel anytime
What's covered
Guaranteed cover
No medical or health questions. Your plan starts immediately
Cover for terminal illness
Cover for terminal illness (life expectancy of 12 months or less)
Optional family cover for additional premium
Children between the ages of 30 days to 17 years can be included on the cover. There is no limit to the number of children that may be covered
Double payout for accidental death
If you pass away due to an accident, your family will receive twice the selected payout amount—extra support when it’s needed most.
What's not covered
Early claims on existing conditions
If death or terminal illness occurs within 12 months of the start date of the policy from a pre-existing condition only a return of premiums paid will be made
Limitations
Age limits
Cover ends on your 70th birthday, or 18th birthday for an eligible child
No fine print
We keep things simple and transparent - no confusing terms, no fine print, and no surprises. Just clear information so you can count on when you need it most.
What's covered
Quick payout on passing
Provides a tax-free lump sum that can go to your beneficiaries, helping with funeral costs or other expenses
Guaranteed cover
No medical or health questions. Your plan starts immediately
Cover for terminal illness
Cover for terminal illness (life expectancy of 12 months or less)
Optional family cover for additional premium
Children between the ages of 30 days to 17 years can be included on the cover. There is no limit to the number of children that may be covered
Double payout for accidental death
If you pass away due to an accident, your family will receive twice the selected payout amount—extra support when it’s needed most.
What's not covered
Early claims on existing conditions
If death or terminal illness occurs within 12 months of the start date of the policy from a pre-existing condition only a return of premiums paid will be made
Limitations
Age limits
Cover ends on your 70th birthday, or 18th birthday for an eligible child
Build a plan that fits your life
Get £7,500
lump sum
In case of accidental death you’d receive £15,000 lump sum
Get cover
for £13.34 / month
Most popular
Get £10,000
lump sum
In case of accidental death you’d receive £20,000 lump sum
Get cover
for £17.76 / month
Get £15,000
lump sum
In case of accidental death you’d receive £30,000 lump sum
Get cover
for £26.68 / month
Get £20,000
lump sum
In case of accidental death you’d receive £40,000 lump sum
Get cover
for £35.56 / month
Extra plan options
Recovery Plan
Get support when recovering at home after hospital.
Add your loved ones
Add your partner and children to your Hospital Plan.
Did you know
We review 98% of claims within 48 hours
Did you know
We assess 98% of claims within 48 hours
Talk to an expert
Unsure which cover is right for you? Share your number, and one of our experts give you a quick call, no pressure, no obligations.
Talk to an expert
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We are here to help
I’m too young for Death Plan type of cover. Why should I consider it?
Health challenges don’t always come with warning signs, regardless of age. Our plans help protect you from unexpected costs and give you one less thing to worry about.
Is there a medical?
No medical is required to join our plans. We believe protection should be simple and accessible, so your health history won’t prevent you from joining. Your plan’s terms will outline what is covered and any applicable waiting periods for claims related to existing conditions.
I already have cover elsewhere. Why do I need PG Protect?
PG Protect works alongside any existing cover you have. Our plans provide cash payouts directly to you, giving you additional financial support on top of your current policy. Whether it’s extra help with bills, groceries, or other unexpected costs, it’s your money to use as you see fit.
Need support?
Need support?
Send us an email or call our Customer Relations Team at 0800 542 5930.
Lines are open Mon-Fri 8:30am-5:30pm.