Protect what matters most Simple, affordable plans that pay you cash when life gets tough
Welcome gift
Sign up today and get 2 months free cover and a free home health kit!
Ends March 31.
Hospital Plan
From £9.97 / monthWhen you need to go to hospital, we pay you cash so you can focus on getting better.
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Up to £1,000 for a one-week hospital stay
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Covers pre-existing conditions after 3 months
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Double first-night payout on every new claim
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Outpatient visits and day surgeries included
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Optional Recovery and family add-ons
Death Plan
From £13.34 / monthYour family gets a tax-free cash payout if you pass away, easing money worries during tough times.
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Up to £20,000 lump sum to your loved ones
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Double payout for accidental death — up to £40,000
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No medical exams — guaranteed cover
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Includes cover for terminal illness
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Add partner and children from £4.33/mo
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Unsure which cover is right for you? Share your number, and one of our experts give you a quick call , no pressure, no obligations.
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Why planning ahead matters
41%
Of adults in the UK had at least one long term illness or condition.
Health Survey for England, 2022 Part 2 (NHS)
> 27%
Of households lack the savings to withstand a 25% drop in income.
Impact of increased cost of living on adults across Great Britain: July to October 2023 (ONS)
2 min
On average, someone in the UK is diagnosed with cancer.
Cancer incidence statistics (Cancer Research UK)
Trusted by over 100,000+ workers across the UK
We have 40 years of experience helping people just like you.
Learn more about PG ProtectExperiences from peopleworkers like you
I've been with PG for nearly 10 years. The new online claims form makes it really easy to make a claim, if there's ever a problem a call to their customer services sorts the problem out for you. I would highly recommend PG to everyone just brilliant Thanks !!!!
We all hope that we never have to use these services but alas sometimes we do. I would highly recommend personal group to anyone who is looking for an insurance provider for a wee bit of peace of mind when a medical emergency arises.
1st class company. Easy website to use and friendly.
Fantastic service from start to finish. The claims process was straightforward and the team kept me informed every step of the way. Couldn't ask for better support during a difficult time.
I've been with PG for nearly 10 years. The new online claims form makes it really easy to make a claim, if there's ever a problem a call to their customer services sorts the problem out for you. I would highly recommend PG to everyone just brilliant Thanks !!!!
We all hope that we never have to use these services but alas sometimes we do. I would highly recommend personal group to anyone who is looking for an insurance provider for a wee bit of peace of mind when a medical emergency arises.
1st class company. Easy website to use and friendly.
Fantastic service from start to finish. The claims process was straightforward and the team kept me informed every step of the way. Couldn't ask for better support during a difficult time.
Been a member for 5 years now. The peace of mind knowing my family is protected is priceless. Quick payouts and helpful staff whenever I've had questions.
Excellent value for money and the customer service team are always so helpful and understanding. Made a claim recently and it was processed within days.
We are here to help
I already have cover elsewhere. Why do I need PG Protect?
PG Protect works alongside any existing cover you have. Our plans provide cash payouts directly to you, giving you additional financial support on top of your current policy. Whether it's extra help with bills, groceries, or other unexpected costs, it's your money to use as you see fit.
I already get sick pay. Why do I need this?
Sick pay may give you a reduced income, but it may not cover extra costs like travel, parking, or bills. Our plans can help with these and can be claimed even if you're on full pay.
I have pre-existing conditions. Will these be covered?
If you have pre-existing conditions, they won't be covered immediately when you join but will be covered after a qualifying period. New conditions are covered immediately. For full details on what conditions apply, visit the Hospital and Death Plan pages to see what is covered. If you are uncertain on what is covered call our Customer Relations Team to find the best plan for your needs.
Need support?
Need support?
Send us an email or call our Customer Relations Team at 0800 542 5930.
Lines are open Mon-Fri 8:30am-5:30pm.